|Bank PanicA situation where depositors lose confidence in the banking system and withdraw all or a majority of their funds from the bank.
Mutual FundsAn investment company that combines and invests the money of a large number of investors. Usually invests in a wide range of investments.
Prime Asset Ratio（PAR）A percentage of a bank's net assets that are held in prime （liquid） assets. The minimum level of which is usually set by the central bank.
ReserveAn amount of capital held back from investment in order to meet probable or possible demands.
YieldThe profit or interest earned on an investment. 银行恐慌 存款人对银行系统失去信心并从银行取走所有或大部分资金的情况。